Disclaimer

Loan Doctor AI is a loan-marketplace, financial-distribution and consultancy platform operated by Genesis Financial Services.

1. Not a bank or NBFC

Loan Doctor AI is NOT a bank, NBFC, or lender. All loan, insurance and financial products are provided by regulated partner banks, NBFCs and insurers. We only facilitate applications between users and these institutions.

2. No guarantee of approval

Any loan approval, sanction amount, tenure, interest rate, subsidy, CIBIL improvement or specific outcome depends solely on the partner institution's underwriting and applicable regulations. Loan Doctor AI does not guarantee any outcome.

3. AI advisor limitations

Our AI Financial Advisor provides general educational guidance based on publicly available information and our internal frameworks. It does not constitute personalised financial, legal, or tax advice. Please consult a qualified professional for advice specific to your situation.

4. Third-party content

External links and references are provided for user convenience. We do not endorse and are not responsible for the content of any third-party site.

5. Insurance

Insurance is the subject matter of solicitation. Please read the policy wordings and Key Facts Statement carefully before concluding a sale. IRDAI-mandated disclosures are made by the underlying insurer.

6. Investments (future)

Any investment-related services (planned in future versions of the product) will be subject to applicable SEBI / AMFI / IRDAI norms and will carry their own separate disclosures. Investments are subject to market risk.

7. No solicitation of restricted products

Our services are directed at residents of India. We do not solicit or offer services in jurisdictions where such solicitation would be prohibited.